FAC - Cape Girardeau, MO

Welcome to First Auto Credit, your trusted destination for quality used cars, trucks, SUVs, vans, and crossovers. With locations serving both Lee County, Florida, and Cape Girardeau County, Missouri, we are committed to providing reliable, affordable pre-owned vehicles for customers throughout Southwest Florida, Southeast Missouri, Southern Illinois, Western Kentucky, and beyond. Whether you’re searching for a family-friendly SUV, a fuel-efficient sedan, or a rugged truck, our diverse inventory is designed to meet a wide range of needs. Conveniently located near Fort Myers Beach, FL, and Jackson, MO, we proudly serve customers from Fort Myers, Cape Coral, Bonita Springs, Estero, and Lehigh Acres in Florida, as well as Carbondale, Farmington, Sikeston, and Poplar Bluff in Missouri.

At First Auto Credit, we understand the importance of having access to dependable transportation. That’s why every car, truck, and SUV on our lot undergoes a meticulous inspection to ensure it meets our high standards for quality and performance. Whether you’re looking for an economical compact car, a luxury pre-owned vehicle, or a work-ready pickup, we offer fair, market-based pricing to make reliable vehicles accessible to everyone.

Financing is a key part of our mission to serve customers regardless of credit history. We believe everyone deserves a second chance, which is why we offer flexible financing options tailored to individual needs. Our programs include bad credit auto loans, no credit car financing, and in-house Buy Here Pay Here (BHPH) solutions. As the lender, we eliminate the hassle of waiting for bank approvals, offering fast, transparent, and straightforward financing to help you get on the road quickly.

Our bad credit financing solutions are designed to help customers rebuild their credit while driving a dependable vehicle. If you have no credit or limited credit history, our team will work with you to find a financing plan that fits your budget. With guaranteed credit approvals, low down payment options, and flexible terms, we make car ownership attainable for everyone. Whether you’re in Fort Myers Beach, FL, or Cape Girardeau, MO, our financing specialists are here to help you every step of the way.

In addition to providing quality vehicles and flexible financing, we offer competitive trade-in appraisals to help offset the cost of your new purchase. Our trade-in program is just one of the many ways we simplify the car-buying process for our customers. With online applications, in-person consultations, and a customer-centric approach, we aim to make every experience seamless and stress-free.

Why choose First Auto Credit? Our extensive inventory includes cars, trucks, SUVs, vans, and crossovers to meet a wide variety of needs and budgets. With years of experience serving customers in Lee County, Cape Girardeau County, and beyond, we have built a reputation for trusted service, easy financing, and a commitment to helping our customers succeed. From the moment you step onto our lot, our friendly team is dedicated to ensuring you drive away with confidence.

Ready to start your journey? Visit us at First Auto Credit, where we combine affordability, convenience, and exceptional service. Explore our inventory online or stop by one of our locations today. Let us help you secure the perfect vehicle and financing solution to fit your needs. Contact us now to learn more about our bad credit car loans, no credit financing, and in-house BHPH programs. We’re here to get you on the road to a brighter future!